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Paying Bills After Payday

December 1st, 2008 Posted in My Finances

Last Friday was payday so it’s time now to pay some bills as well as update my debt meter. I have a few things that I can’t pay this time around, but looking forward I will have some more money coming in within the next few days that I will use to pay my rent, cable, and internet bills. This will leave me with about $180.00 in my checking account so that I will be able to put some gas in my vehicle and cover any other expenses that may come up in the mean time.

I will, however, probably need to borrow at least some of the money from my savings to make the $400.00 payment on “Credit Card 1” because I have to do that by the 8th and I don’t foresee having that much available until probably the 12th.

Moving on to the numbers, on payday I received $452.01 from my full time job and $124.16 from the part time one. From this, immediately subtract my $25.00 automatic transfer to savings and that leaves $551.17 for paying bills along with the $182.09 I already had.

$100.00 – Store Credit 2 – Amount Due $10.00
$100.00 – Credit Card 2 – Amount Due $88.00
$ 50.00 – Cell Phone – Amount Due $28.83
$100.00 – Student Loan 1 – Amount Due $56.15
$100.00 – Student Loan 2 – Amount Due $70.29
$100.00 – Revolving Credit Account – Amount Due $89.00

There are two other bills that I have the checks written and in the envelopes. I just am not dropping them off until after I get a little more money. I will list them here because it is a fitting place, however, I will try and remember to make a post after I drop them off.

$125.00 – Landline/Cable TV – Amount Due $107.49
$100.00 – Internet – Amount Due $86.97

An update to my progress counter shows that I have made some considerable progress and this is very encouraging. This large jump (from $66,137.45 down to $64,771.01) is likely due to my previously not keeping this site updated and because the way that I keep it current is looking at the remaining balance on each statement that I receive and using that amount as the amount I still owe. This also means that my current payments are not accounted for in these figures.

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