Payin’ Bills
Well, just as I suspected, I ended up taking the $300 out of my savings account and putting that into my checking account to use to pay my bills. My savings account is now at less than $1.00 but will have another $25 added to it next week when I get paid again.
My cell phone statement came showing a credit of $6.40 so I don’t have to pay that one until next month! Yippee, that’s extra money that I can use elsewhere…I had a $90 speeding ticket that I got Sunday. It isn’t due until the 22nd, but there’s no harm in sending it in early…so much for the extra money from not having to pay my cell phone bill.
$225.00 - Revolving Credit Account - Minimum Payment $206.00 (includes past due amount of $102 and I got a $35.00 late fee - yuck!)
$125.00 - Landline/Cable TV - Amount Due $106.74
$100.00 - Internet - Amount Due $79.17
$100.00 - Credit Card 2 - Amount Due $91.00
$ 50.00 - Electricity - Amount Due $49.15
$ 65.00 - Store Credit 2 - Amount Due $10 (my payment also includes a $15 fee because I paid by phone to avoid late fees)
$150.00 - Student Loan 1 - Amount Due $149.91 (includes $61.14 past due and $28.00 late fee)
$200.00 - Student Loan 2 - Amount Due $180.65 (includes $75.68 past due and $28.00 late fee)
I’ve updated my progress counter in the sidebar, and it looks like I’ve actually gone backwards! Yikes, I’m sure this is partly due to my late payments and not getting some of these things taken care of last month. Hopefully next time I update it, I will be making progress…with any luck, I should at least be able to be at less than I started!
Hi there,
I looked over your blog and it looks really good. Do you ever do link exchanges on your blog roll? If you do, I’d like to exchange links with you.
Let me know if you’re interested.
Thanks..
Thank you for the compliment…I haven’t in the past, but may consider it sometime in the future…
I just stopped by your blog and thought I would say hello. I like your site design. Looking forward to reading more down the road.
don’t get discouraged. that’s the only thing i can say. i had a few times in July where I felt like things were going against me when it came to my debt, but i kept trudging through, ya know?
I noticed that you have a landline, cable and internet. How about getting a skype phone to use as your landline so you can reduce that cost?
And since you are paying so much in cash have you thought about getting a dedicated credit card like the Chase rewards card to pay for the stuff and then send the cash that same day to pay it? You will earn cash back on your purchases but you treat them like cash.
It takes a lot of discipline but the reward is worth it.
I’m not exactly sure why, but for some reason, I really like having an old-fashioned landline telephone. Of those things, I think I would be most likely to eliminate the cable TV and I have actually thought about that but really don’t want to….
As far as the cash issue, I am planning a post on when and why I use it soon, I just haven’t had time to write it yet. I know for a fact that I probably wouldn’t get approved for another credit card, and the amount of cash that I spend probably wouldn’t really justify trying to earn the cash back on it. My guess is that at 2% I would get MAYBE $20 per year.